About Jobzamr

A site built on one frustration

Jobzamr was created by Talha Shah, an editor with over a decade in insurance and personal finance. Working with families, he noticed that cover was usually picked by guesswork: a round number, an agent's suggestion, or whatever a payroll form offered. The calculations that should guide the choice were rarely shown. This website puts them in plain view.

What we offer

You will find eight calculators covering coverage needs, term versus whole life, premium estimates, income replacement, funeral costs, beneficiary shares, mortgage protection and the cost of waiting. Alongside them sit articles that explain the reasoning in everyday language.

Our promises

• Formulas are published, with worked examples and stated limits.
• Calculations happen on your device, and your inputs are never stored.
• Articles are revisited regularly and corrected when mistakes are reported.
• We earn nothing from recommending any particular insurer.

Where we stand

Jobzamr is an educational publisher, not an insurer, broker or adviser. Advertising may appear to help fund the site, yet advertisers cannot influence the tools or the editorial content.

Say hello

Found an error or have an idea for a tool? Write to contact@Jobzamr.com.